Specialist SMSF accountants for property investors
Self-managed super fund (SMSF)
Annual administration and compliance
A note from Ruby
It all happened very fast, didn't it?
Dear SMSF owner,
If you're reading this, there's a good chance your SMSF happened fast.
Maybe it started with a seminar or an ad about using your super to buy property. Within a few weeks there was a new fund, a trustee company, a loan, a bare trust and a contract on a house. You spoke to a few people along the way, but it went past in a blur, and you signed a lot of documents you didn't really get a chance to read.
Then the property settled. Congratulations, it's yours.
So, what now?
The tenant is in, and the questions are starting. Is there a deadline? Who is the auditor? Why is there an ATO letter? Can my son rent it? Is my interest rate normal?
Everyone keeps telling you that you're the trustee, and that it's your legal responsibility to keep the fund compliant. But nobody really explains what that means.
It means your fund follows the rules all year round: its money stays separate from yours, the property rules are followed, the records are kept, and the return is lodged on time.
That's a lot of responsibility, and you might be thinking, "I don't know how to do this on my own."
The good news is that you don't have to.
I'm Ruby, a CPA with 20 years in accounting. Before I started Real Accounting, I worked as a financial controller in real estate and mortgage broking businesses, and I kept seeing people buy property through their super without an accountant who understood both. So that's exactly what we focus on. If things have been missed, don't panic. It's not too late. We can start now and catch up.
Kind regards,
Ruby He, CPA
Founder and CEO, Real Accounting
What we do
We look after SMSFs for property investors, all year round
Annual SMSF administration and compliance. We keep the books every month, prepare everything at year end, coordinate the audit and lodge your return on time.
One fixed fee, agreed before we start. The independent audit fee and ATO levy are separate and paid by the fund.
See our pricing →Every year, we take care of
- SMSF annual tax return, prepared and lodged
- Annual financial statements: balance sheet and profit & loss
- Annual member statements
- Trustee resolutions and minutes
- Monthly bookkeeping and reconciliation
- Coordinating the annual audit
- Investment strategy guidance and review
- ASIC management and compliance for your trustee company
- Binding death benefit nomination assistance
- Electronic service address for super contributions
What it's like working with us
Fully compliant. Total peace of mind. An SMSF specialist in your corner.
Never miss a deadline
We track every due date for your fund and tell you what's needed, before it's needed.
Hand-holding from day one
Ruby onboards you personally and explains everything in plain English. No question is too basic.
A team around you
We keep your books every month, so nothing piles up at year end and nothing gets missed.
Property is our speciality
We understand both the property and the SMSF rules, so the tricky bits are handled properly.
One fixed fee
Agreed up front. No hourly billing, and no bill for picking up the phone.
Australia-wide, all online
From the first call to signing documents, everything happens online.
300+
SMSFs administered
20 years
accounting experience
5.0 ★
Google rating
What our clients say
5-star reviews on Google
★★★★★
"The team at Real Accounting are absolutely amazing. Super helpful and efficient. Made everything so easy. I can't praise them enough."
★★★★★
"They helped me with my SMSF and explained everything clearly throughout the process. Very knowledgeable, reliable and always happy to answer any questions I had."
★★★★★
"Amazing team! Ruby is truly SUPER! They managed my SMSF much faster than I expected and made the entire process smooth and straightforward."
★★★★★
"They made the setup of my SMSF buttery smooth, guiding me through the entire process and educating me along the way. Highly recommend them!"
★★★★★
"The team at Real Accounting have been exceptionally helpful with the settling of our SMSF. We would highly recommend them to anyone thinking about going with a SMSF."
★★★★★
"The team at Real Accounting are absolutely amazing. Super helpful and efficient. Made everything so easy. I can't praise them enough."
★★★★★
"They helped me with my SMSF and explained everything clearly throughout the process. Very knowledgeable, reliable and always happy to answer any questions I had."
★★★★★
"Amazing team! Ruby is truly SUPER! They managed my SMSF much faster than I expected and made the entire process smooth and straightforward."
★★★★★
"They made the setup of my SMSF buttery smooth, guiding me through the entire process and educating me along the way. Highly recommend them!"
★★★★★
"The team at Real Accounting have been exceptionally helpful with the settling of our SMSF. We would highly recommend them to anyone thinking about going with a SMSF."
Our promise to you
We'll look after you
You won't be left to figure things out on your own.
Ruby He, our founder and CEO, onboards every new client personally. From there, our specialist SMSF team looks after your fund all year. We're responsive and proactive: we answer your questions quickly and tell you what's coming up before you have to ask. And because accuracy matters with your super, every set of accounts is prepared carefully and checked before it goes to the auditor.
Free handbook
We literally wrote the handbook on your SMSF's first year
What to do after you've bought property in your super fund, in ten short, plain-English chapters: deadlines, property rules, your loan and bare trust, tax and your first audit.
Free resources
Latest SMSF articles
Deadlines
Your SMSF's first-year deadlines
When your first return is due, why the audit comes first, and the $518 levy.
Read article →Audit
Your first SMSF audit
What the auditor checks, the documents they'll ask for, and valuing the property at 30 June.
Read article →Property
SMSF property rules you can't break
Why you can't live in it, why family can't rent it, and what loan money can pay for.
Read article →Questions
Questions clients ask us
My first return is due 31 October. Is it too late?
Not necessarily. If a registered tax agent adds your fund to their client list by 31 October, the due date can usually move to 28 February. Check your ATO registration letter, then talk to us as soon as you can.
How much does it cost?
One fixed annual fee, agreed before we start. See our pricing page. The independent audit fee and ATO levy are separate.
Can I change accountants partway through the year?
Yes. We contact your current accountant for the fund's records, so you don't need to chase anything.
What if things were missed in the first year?
Don't panic. Most first-year issues, like an expense paid from the wrong account, can be fixed when they're picked up early. We'll work out what's missing and catch up.
Do you work with clients outside Sydney?
Yes. We look after SMSFs right across Australia. Calls are online and documents are signed electronically.
Do you give financial or loan advice?
No. We're accountants and a registered tax agent. Questions about investments or loans are for a licensed financial adviser or mortgage broker.
What happens on the free call?
You tell us about your fund, we explain what's due and when, and we go through anything you're unsure about. Don't worry if you can't find every document. Working out what's missing is part of the call.
Let's look at your SMSF together
A free 20-minute call. You tell us about your fund, we explain what's due and when, in plain English. No pressure to sign anything.